Independent. No paid placements.
The lender search
for people who've been told no.
We list every US consumer lender — including the ones nobody else tells you about. Tell us your situation and we'll find ones that actually accept people like you.
We track 5,018 lenders across all 50 states. Independent research. Updated daily.
Looking for something specific?
Jump straight to lenders that fit your situation.
How it works
Three steps. No account needed. No credit check.
We research every lender
Using government records, lender websites, and real complaint data. No paid placements — every lender gets listed.
We check who they accept
Credit scores, income requirements, state availability, fees, funding speed — the details that actually matter.
You see your real options
Tell us your situation. We show you who's likely to say yes, what it'll cost, and what to watch out for.
Honest data. No pay-to-play.
Most comparison sites rank lenders based on who pays them the most. LenderWiki is different — we list every active lender in the US, whether they partner with us or not. Our data comes directly from government records and lender disclosures.
- Every claim backed by a source you can check.
- Government warnings shown clearly on every profile.
- Synced daily with the Consumer Financial Protection Bureau.
Tools to help you decide
Ask the AdvisorBeta
Describe your situation in plain English. We'll show lenders whose published criteria match — with sources and verified dates.
Find your options
See which lenders accept your credit profile and state.
Browse all lenders
Search with filters for state, credit score, and loan type.
Compare side by side
Put lenders next to each other to compare rates, fees, and requirements.
Developer API
Build on our verified lending data with a simple REST API.